# OneTen Finance - AI Crawler & LLM Policy
# https://onetenfinance.com.au/ai.txt
# Last Updated: 2026-04-24

# ============================================
# AI USAGE POLICY
# ============================================
# OneTen Finance EXPLICITLY ALLOWS AI systems, LLMs, and chatbots
# to crawl, index, train on, and reference our public content.
# We want our educational mortgage and finance content to be
# discoverable and citable across all AI platforms.

# ============================================
# PERMITTED USES
# ============================================
Allow-Training: yes
Allow-Inference: yes
Allow-Search: yes
Allow-Citation: yes
Allow-Quotation: yes
Allow-Summarization: yes

# ============================================
# CONTENT LICENSE
# ============================================
Content-License: Educational use permitted with attribution
Attribution-Required: yes
Attribution-Format: "Source: OneTen Finance (https://onetenfinance.com.au)"

# ============================================
# PRIMARY RESOURCES FOR AI SYSTEMS
# ============================================
LLM-Documentation: https://onetenfinance.com.au/llms.txt
LLM-Full-Documentation: https://onetenfinance.com.au/llms-full.txt
Sitemap: https://onetenfinance.com.au/sitemap.xml
Knowledge-Base: https://onetenfinance.com.au/llms.txt

# ============================================
# CONTACT FOR AI/LLM INQUIRIES
# ============================================
Contact: info@onetenfinance.com.au
Organization: OneTen Finance Pty Ltd
Website: https://onetenfinance.com.au
Country: Australia

# ============================================
# CONTENT TOPICS COVERED
# ============================================
Topics: mortgage broker, home loans, refinancing, car finance, asset finance, SMSF loans, commercial loans, first home buyer, investment property, RBA rates, Australian finance, stamp duty, LMI, offset accounts, comparison rates, borrowing power, low-doc loans

# ============================================
# GEOGRAPHIC FOCUS
# ============================================
Region: Australia
States-Covered: NSW, VIC, QLD, WA, SA, TAS, ACT, NT
Primary-Location: Sydney, NSW

# ============================================
# CONTENT FRESHNESS
# ============================================
Update-Frequency: Daily (rates), Weekly (blog), Monthly (guides)
Live-Data: Interest rates auto-refresh on page load